Retail Store Business Insurance
Running a retail store means juggling a lot of responsibilities, and one of the most important ones is having the right business insurance. Retail store business insurance helps protect your business from various risks, such as customer injuries, property damage, and even lawsuits. Having the right coverage can help ensure that your store remains open and profitable, no matter what challenges arise.
General Contractor
Welder
Plumber
Tree Work
HVAC
General Contractor
General Contractor
General Contractor
General Contractor
General Contractor
Electrician
Exterior Carpenter
Masonry
Janitor
Wood Worker
Carpet Cleaner
Pool Cleaner
Handyman
Pool Builder
Framer
General Liability For Retail Stores
General liability insurance for retail stores helps protect your business from third‑party bodily injury, property damage, and personal or advertising injury claims arising from your day‑to‑day operations, whether incidents happen at your shop or in other covered locations, subject to policy terms and exclusions.
Claim Example: A customer trips over a display stand and breaks their wrist. The general liability policy covers their medical bills and compensates the customer for lost wages while they recover.
Business Owner's Policy (BOP) For Retail Stores
A Business Owner's Policy (BOP) combines general liability insurance, property insurance and business interruption insurance, offering more comprehensive coverage for retail stores. It covers the store's building, inventory, and equipment from risks such as fire, theft, or vandalism.
​
Claim Example:
A small electrical fire damages part of your stock and the shelving in your store. Your BOP policy covers the cost of replacing the damaged goods and repairing the store.
Many Business Owner’s Policies for retail stores can be endorsed to include, business interruption coverage. This can help replace loss of income and pay certain expenses if a covered event (like a fire) forces you to temporarily close your business.
Broader choice means
better value.
Let us do your small business insurance shopping for you. We have access to different carriers who all rate your insurance differently. When you get to choose which insurance fits, you get a better policy and more savings.
